Chase freedom unlimited reddit

Chase Sapphire Reserve: Complimentary DashPass (waived delivery fees). 3 points per dollar on dining. $550. 60,000 bonus points after you spend $4,000 in the first three months from account opening. Chase Freedom Unlimited: Three free months of DashPass membership if activated before Dec. 31, 2024. $0. Chase Freedom Flex

The Chase Freedom Unlimited is a great entry card because it allows you to not only build your credit but also gives you a $150 bonus, 1.5% cash back on all ...You really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top …Chase Freedom Unlimited® ... Chase Freedom Rise℠ Credit Card $500 per claim and $50,000 per account Chase Sapphire Preferred® Card: $500 per claim and $50,000 per accountCompare Apple Card and Chase Freedom Unlimited head-to-head to see which one offers you the best rewards.It's a great card. I use the unlimited and the Amex blue cash preferred for my daily spenders. The chase freedom unlimited is a great card to use for cash back everyday use. If not traveling a lot it's great. The addition of 3% on dining & drugstores makes it better than 2% catch all for one card. It was my first card.Chase Freedom Unlimited I got approved for this card, it's my first credit card. My limit is $1,500. How fast can I raise this limit? I am new to credit cards. Also would you recommend getting another credit card? If so which one, and was Chase Freedom Unlimited a good choice for my first card? Thank you all. 16 27 comments Add a Comment

Not many great Chase card options for groceries. Best you can do is Chase Freedom Flex during 1 rotating category quarter for 5% in Groceries. Otherwise, 1.5% cash back on Chase Freedom Unlimited. Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month) The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600.You want to maximize rewards: Freedom card members who want to double up rewards in rotating bonus categories should consider applying for Flex. Since both cards offer 5% cash back on up to $1,500 ...2 oct 2023 ... Chase Freedom Unlimited vs Sapphire Preferred · Chase Sapphire Preferred vs Reserve · Amex Gold vs Chase Sapphire Preferred · Best Credit Cards ...Note that the Chase Freedom Flex card typically has a rotating category every year for Amazon.com and if you spend less than $1,500 on Amazon per year, the Chase Freedom Flex would be the easy choice if you can "prepay" and max out a $1,500 Amazon gift card purchase to give you that 5% earning year-round (up until you spend the $1,500).Repeatedly rejected for Freedom Unlimited despite good credit score. I’ve been trying to apply for the freedom unlimited card and have 2 credit cards already with good history on them, to the point where I have a score above 700. My girlfriend and friend both applied for this card as their first credit card (so zero credit history) and got ...Chase freedom has PayPal as the 5% category, which can be used online with PayPal key. Otherwise, I’m sticking to my Citi Double cash card. AOD’s 3% signature card is worth looking into. It’s a credit union, but a $5 donation to Northeast Bicycle Association qualifies you. 11.With our Chase Freedom Unlimited review, you’ll discover everything about the perks, annual fees, and requirements of this cash back credit card. OUR RATING: 3.25 stars out of 5 Chase Freedom Unlimited® comes with a solid welcome offer and ...

WF has $200 sub and cell phone insurance. FNBO is the same reward structure and $200 sub as WF, but has no Cell Phone insurance. Fidelity has a $150 sub, but has 1% FTF, Lost luggage reimbursement, Travel accident insurance, and Roadside dispatch. Both the FNBO and WF only redeems in $25 increment. The Fidelity redeems in $25 minimum, but only ...Chase freedom unlimited. I currently have a capital one platinum with $3500 CL, and Amex with 1K limit. I was pre-approved for the chase freedom unlimited …People like Chase because of the grouping effect. Using the Reserve, Freedom Unlimited and Freedom, for example, would net you 4.5% back on travel and dining, 7.5% on rotating categories and 2.25% flat on all other purchases with a $1,200 sign up bonus and 'only' a $150 net annual fee. ronteller_11 • 5 yr. ago. One of the biggest rules that limit churning is the 5/24 rule. The 5/24 rule applies to all Chase credit cards as well as Chase co-branded cards. This includes various Southwest cards; the Chase Freedom and Freedom Unlimited cards; Chase Ink cards; and several United cards, among others. Under the 5/24 rule, you’ll be declined when …Applying for a Chase Sapphire Preferred with a 722 score and only 6 months of history. 1. 6. r/CreditCards. Join. • 12 days ago. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch!

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The Chase Freedom Unlimited® is a high-value cash back card that's perfect for a one-card wallet. It has a robust rewards program, an impressive sign-up bonus, and a long 0% intro APR, all for no ...The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all purchases. You also earn 5% cash back on travel purchases made through Chase Ultimate Rewards ® and 3% cash back on dining purchases at restaurants, including takeout and eligible delivery services, and drugstores. Cash back points can be redeemed ... One difference between the standard and Signature versions of the Freedom cards would be that Signature would report as a flexible spending card and allow you to exceed your credit line (the amount is at Chase's discretion) at times. Message 3 of 12.The Chase Freedom Unlimited 's current sign-up bonus allows you to earn an additional 1.5% on all purchases up to $20,000 spent in the first year. If you're able to …

Chase Freedom Unlimited® Annual fee $0 Regular APR 20.49%-29.24% Variable APR Intro APR 0% intro APR on purchases and Balance Transfers for 15 months Rec. credit …This question is about the Chase Freedom Unlimited® @lisacahill • 07/29/22 This answer was first published on 05/11/21 and it was last updated on 07/29/22.For the most current information about a financial product, you should always check a...The Chase Freedom Unlimited® credit card offers high rewards on everyday spending, including bonus cash back in the following categories: 5% on travel booked via Chase Ultimate Rewards® travel ...Chase Freedom Unlimited seems to have added the following benefits starting 9/13. Is this permanent or will this eventually expire? I don't see any information around the timeline. 5% cash back on travel through Ultimate Rewards. 3% cash back on dining. 3% cash back on drugstores.Was looking to sign up for a Chase Freedom a few days ago and noticed that there was a new offer for 20K UR on the Freedom Unlimited card so opted for the Unlimited card instead (going to switch the Unlimited card to regular Freedom after bonus is reached). Minimum spend is still only $500 over 3 months.SavorOne is a great card. It comes with free UberOne membership plus 10% back on Uber. Also if you travel or buy internationally online with Freedom Unlimited, you have to pay a foreign transaction fee whereas foreign transactions are fee-free on SavorOne. Yeah, CFU gets 1.5% on misc spending vs just 1% on SavorOne but 2% misc cards aren’t rare.Chase Sapphire Preferred actually gives you 3.1x UR points on dining due to the 10% anniversary bonus. So I'd use that for dining expenses. The amount you spend doesn't matter: CFU = 3% or 3x UR on dining CSP = 3.1x UR on dining (after 10% anniversary bonus) I used to do CSP just because I felt a bit more haughtier when using the CSP, but I ...May 16, 2019 · Chase Freedom Unlimited I got approved for this card, it’s my first credit card. My limit is $1,500. How fast can I raise this limit? I am new to credit cards. Also would you recommend getting another credit card? If so which one, and was Chase Freedom Unlimited a good choice for my first card? Thank you all. 16 27 comments Add a Comment Use CF in the 5x categories, and CFU on everything else. CF+CFU+CSP/CSR is known as the "Chase Trifecta" and is a good combination to have. •. Chase has a rule where if you …

Here are the four personal finance tips they recommend as helpful for most people. 1. Apply credit card rewards toward your long-term goals. Credit card rewards can do more than just help make ...

One of the biggest rules that limit churning is the 5/24 rule. The 5/24 rule applies to all Chase credit cards as well as Chase co-branded cards. This includes various Southwest cards; the Chase Freedom and Freedom Unlimited cards; Chase Ink cards; and several United cards, among others. Under the 5/24 rule, you’ll be declined when …... credit card billing statement within 1-2 billing cycles. Sapphire Preferred, Sapphire, Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, and Freedom ...Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase.Chase freedom has PayPal as the 5% category, which can be used online with PayPal key. Otherwise, I’m sticking to my Citi Double cash card. AOD’s 3% signature card is worth looking into. It’s a credit union, but a $5 donation to Northeast Bicycle Association qualifies you. 11.The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit …Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have Chase in your mix, do you use the CFU? With Amex, …The Chase Freedom Flex℠, or the Chase Freedom Unlimited®? The card names sound similar, and, at a glance, the rewards look alike, too. But not so fast: …In the near term, the Chase Freedom Unlimited® pulls ahead by offering a generous sign-up bonus for new cardholders. Its offer: Earn an additional 1.5% cash back on everything you buy (on up to ...

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Freedom Unlimited is pretty good for a 1 card cash back set up. I think the WF autograph would be better in a lot of ways. If you want Cashback and are willing to get 2 cards, the best set up may be Amex BCE and WF Autograph. Basically gets 3% on dining, travel, Gas, Transit, Groceries, Online retail, streaming services, and cell phone plans. Both of these cards offer very good cash-back rates on everyday purchases. While the Citi Double Cash earns a higher rate of 2% back (1% when you buy and 1% as you pay) compared to 1.5% on the Chase Freedom Unlimited, the latter can make up for that with even higher rates in certain bonus categories (up to $20,000 spent in the first year).Chase Freedom Unlimited. The Chase Freedom Unlimited offers 3 to 5 percent cash back in three bonus categories — travel, dining and drugstore purchases — and 1.5 percent flat-rate cash back on ...I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.hace 2 días ... You may still like this rewards program, but you should consider what the Flex and Unlimited cards offer. Chase Freedom Flex℠. Rewards. 5% cash ...$300 on all other purchases on the Freedom Unlimited card, earning 450 points at 1.5% (which you can convert to Ultimate Rewards points by holding the Chase Sapphire Reserve card) This dominates any of the other conventional cash-back rewards cards.Jan 3, 2022 · The main difference is in the highlights of their rewards structures: The Freedom Flex card offers 5% cash back on rotating quarterly categories, while the Chase Freedom Unlimited offers a flat-rate 1.5% cash back on everything. Read on to get a rundown of the pros and cons of each card, as well as which card is better suited for you, based on ... Oct 8, 2023 · The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program. EDIT 2: For anyone interested, I was able to get the card right away after logging into Chase, going to the "Just For You" tab, and applying for the CFU in there. They just asked for my income and approved me on the spot. I had other offers as well like the CSR, CSP, and Southwestern but they were taken away once I got approved for the CFU.The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. With the Chase Sapphire Preferred, cardholders can earn 60,000 ...Chase Sapphire Preferred actually gives you 3.1x UR points on dining due to the 10% anniversary bonus. So I'd use that for dining expenses. The amount you spend doesn't matter: CFU = 3% or 3x UR on dining CSP = 3.1x UR on dining (after 10% anniversary bonus) I used to do CSP just because I felt a bit more haughtier when using the CSP, but I ... ….

As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good. The Chase Freedom Unlimited rewards you’ve earned on your Costco spending could be worth $59 or more if you transfer them to Southwest’s loyalty program. Rewards on $2,500 Costco spend: Chase Freedom Unlimited card. Average rewards rate: Estimated points/year: Sample redemptions: Estimated value: 1.5%: 3,750:Chase Freedom Unlimited® Annual fee $0 Regular APR 20.49%-29.24% Variable APR Intro APR 0% intro APR on purchases and Balance Transfers for 15 months Rec. credit …Not many great Chase card options for groceries. Best you can do is Chase Freedom Flex during 1 rotating category quarter for 5% in Groceries. Otherwise, 1.5% cash back on Chase Freedom Unlimited. Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month)The credit score you. need for the Chase Freedom Unlimited isn’t as high as some other Chase cards, but you will likely need a credit score of 670 or higher. If you’re denied, you can always work to build your credit in the meantime and apply for the Chase Freedom Unlimited again later. Editorial Disclaimer. The editorial content on this page …The Chase Freedom Unlimited ® card offers the following benefits: Lyft: Through March 2025, you can enjoy 5% cash back on qualifying Lyft rides. That's 3.5% cash back …On October 12, 2023, the issuer launched its first-ever special offer of unlimited matched cash back, which doubles the Chase Freedom Unlimited ’s cash-back rate in year one of card ownership ...You really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top of that more cards means a better credit limit, makes it easier to maintain low utilization and will make it easier to get new accounts in the future without hitting ...Nov 6, 2022 · This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Altogether, you're only paying one annual fee (since the Chase Freedom Flex and Freedom Unlimited both come with no annual fee). And you'll be able to earn 5 points per dollar on those rotating categories with ... Chase freedom unlimited reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]